with Shop Pay Installments
Now, when you choose Shop Pay at checkout, you can split your purchase
into 4 equal, 0% interest installment payments—with no additional, hidden, or late fees.
HOW IT WORKS
Add items to your cart.
Check out with Shop Pay
Choose to pay in 4 installments
Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.
What’s more—when you check out with Shop Pay, the delivery emissions from your order are automatically offset for free.
Q: What is the option to pay in installments on Shop Pay?
A: When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
Q: Which payment methods are accepted if I use the option to pay
in installments on Shop Pay?
A: The installments option on Shop Pay is available on debit and credit cards.
Q. Will using Shop Pay impact my credit score?
A. No, if you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.
Q: Are there late fees?
A: No, there are no late fees if you miss a scheduled payment.
Q: What if I make a return on a purchase made through
installments with Shop Pay?
A: If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.